
Apply for a loan
Your First Step Toward Homeownership
Applying for a mortgage can feel overwhelming—but not when you’re with BWC Lending. We’ve built a process that’s simple, supportive, and tailored to you. Here’s why starting your homebuying journey with us is different:

At BWC Lending, you’re not just another application in a pile—you’re a future homeowner with unique needs and goals. Our team combines over 50 years of mortgage expertise with a caring, personal touch. From day one, we’re here to guide you with clarity, transparency, and a plan to make your dream home a reality.
Apply with
Chad Helmcamp | President and Sr. Loan Officer
With over 20 years of experience in finance and mortgages, Chad Helmcamp has helped more than 1,000 families achieve their dream of homeownership. After earning his finance degree from the University of Houston and starting his career at top investment firms, Chad found his true calling in the mortgage industry in 2003. Since then, he’s dedicated himself to mastering every loan program and securing the best solutions for his clients’ unique needs. Known for his expertise and trusted by repeat clients and referrals, Chad is here to guide you through every step of your home loan journey.


Apply with
Cory Turner | Loan Officer
Cory Turner has helped hundreds of families turn their dream of homeownership into reality, and he’s ready to do the same for you. If you’re tired of paying your landlord’s rent, frustrated by a lack of space, or dreaming of a home with a garage, Cory makes the mortgage process simple, clear, and personalized to your needs.
With seven years of experience in the mortgage industry, Cory combines deep knowledge with a client-first approach to guide you every step of the way. He’s dedicated to finding the best loan options for you and making sure you feel confident throughout the process.
Let Cory help you take that first step toward owning a home.
What’s in it for You?
Your application isn’t just paperwork; it’s your road map to homeownership. Here’s what you’ll get when you apply with us:

Answers to the Big Questions:
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How much money do I need to buy a home?
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What will my monthly payment look like?
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Which loan programs and rates are best for me?

A Simple, Step-by-Step Process:
We’ve streamlined everything to make your experience smooth and stress-free.

Tailored Loan Options:
With direct access to a variety of loan programs and investor relationships, we’ll find the best fit for your budget and goals.
Here’s How It Works
Step 1: Apply Online -
Complete your application in just a few minutes through our secure online portal. Once you hit submit, our team will be notified and will get to work reviewing your application.
Step 2: Pre-Qualification Review -
We’ll review your application and run your pre-qualification to determine the best loan programs for you. If we need any additional information, we’ll reach out to clarify and keep things moving quickly.
Step 3: Zoom Loan Meeting -
Next, we’ll schedule a virtual meeting to review your options in detail. You’ll walk away from this meeting with: a clear understanding of your loan options and interest rates, a customized plan for your home purchase and confidence in your next steps.
At BWC Lending, applying for a mortgage isn’t just a box to check—it’s the start of a partnership. We’re here to make the process easy, approachable, and centered around your goals. Whether it’s your first home or your forever home, your journey starts here. Why Wait? Let’s Get Rolling!
